RMS Health Insurance Group helps people compare Medicare Supplement (Medigap) plans, which work with Original Medicare to help pay costs like deductibles, coinsurance and copays. Call (412) 913-3669 to talk through your options.
Medicare Supplement insurance, also called Medigap, is sold by private insurance companies and works alongside Original Medicare. Original Medicare pays its share of approved costs first, and your Medigap policy then helps pay what is left, such as deductibles, coinsurance and copayments, depending on the plan you choose.
Medigap plans are standardized and identified by letters, so a Plan G from one company has the same basic benefits as a Plan G from another; what differs is the price and the company. Medigap does not include prescription drug coverage, so many people pair it with a separate Part D plan. We explain the differences and compare carriers for you.
Where we offer medicare supplement
- Medicare Supplement in Pittsburgh, PA
- Medicare Supplement in Mt. Lebanon, PA
- Medicare Supplement in Bethel Park, PA
- Medicare Supplement in Monroeville, PA
- Medicare Supplement in Cranberry Township, PA
- Medicare Supplement in McKeesport, PA
- Medicare Supplement in Pennsylvania
- Medicare Supplement in Ohio
- Medicare Supplement in New Jersey
- Medicare Supplement in Maryland
Straight answers
What does a Medicare Supplement plan cover?
It helps pay costs Original Medicare leaves behind, such as deductibles, coinsurance and copayments. Exact coverage depends on the plan letter you choose.
Does Medigap include prescription drug coverage?
No. Medigap plans sold today do not include drug coverage, so most people add a separate Medicare Part D plan.
When is the best time to buy a Medigap policy?
Your Medigap Open Enrollment Period is the 6 months that start the month you are 65 or older and enrolled in Part B. During that window, companies generally cannot deny you or charge more because of your health.