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ACA Marketplace Insurance in Pennsylvania, Ohio, New Jersey and Maryland

Individual and family health plans under the Affordable Care Act, with help checking for premium tax credits.

RMS Health Insurance Group helps individuals and families choose ACA Marketplace health insurance and check whether they qualify for premium tax credits that lower monthly costs. Call (412) 913-3669.

The Affordable Care Act (ACA) Marketplace is where individuals and families who do not get coverage through work or Medicare can buy health insurance. Every Marketplace plan covers essential health benefits, and plans are grouped into metal levels (Bronze, Silver, Gold and Platinum) based on how you and the plan share costs. Depending on your household income, you may qualify for premium tax credits that lower your monthly premium.

You can enroll during the yearly Open Enrollment Period, or during a Special Enrollment Period after a qualifying life event such as losing other coverage, moving, getting married or having a baby. We walk you through your options, explain the trade-offs between premiums and out-of-pocket costs, and help you enroll.

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Straight answers

Who can buy ACA Marketplace insurance?

Most people who live in the U.S. and do not have Medicare can shop the Marketplace, including the self-employed and people whose job does not offer coverage.

Can I get help paying my premium?

Many households qualify for premium tax credits based on income and household size. We can help you check.

Can I sign up outside Open Enrollment?

Yes, if you have a qualifying life event such as losing coverage, moving, marriage or a new baby, you may qualify for a Special Enrollment Period.

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